For those of us who travel often and love the idea of earning rewards and savings on a variety of different recreational and travel expenses, knowing which credit cards deliver the best payoff is important. Some of the best travel credit cards offer discounts and awards that can really save money on things like hotels, travel insurance, airfare, luggage fees and even VIP access … [Read more...]

Aside from the principle, or the actual amount of the purchases, credit-card finance charges can rapidly bury a consumer under a pile of debt. What many people don't realize is at the end of each monthly billing cycle the average daily account balance is multiplied by 1/12 of the credit card’s APR, or the annual percentage rate. As an example, a card carrying a $10,000 balance … [Read more...]

Credit cards, they can be a great resource for those who are looking to establish a credit history that is in good to great standing - it can also be good for those have yet to gain established credit. No matter the case the majority of all credit cards have fees that have been attached to the terms of the credit line, one biggie being the annual fee. In order to avoid such … [Read more...]

Going through life can be pretty difficult when you don't have a firm grasp on your finances. Everything can be much harder when you do not have a firm financial base to stand upon. There are ways however in which you can start learning more and more about the world of finance. This will empower you to live a much fuller life once you are on top of your finances. You will … [Read more...]

When it comes to college students, credit cards are more important that anything. With the right card, you could end up earning rewards and perks. This would also be a great step in starting your credit score on a high note. After you finish your graduation, you would already have a good credit score. More than anything else, a college credit card helps you to start budgeting … [Read more...]